How to apply for this ITS

  1. Click on the Download button below to obtain all relevant literature.
  2. Read all the literature provided in full, ensuring you’re happy to proceed.
  3. Write a cheque made payable to the provider. Post it along with the completed documents and two valid forms of ID, to: WealthMe, PO Box 362, Burgess Hill, West Sussex, RH15 5BH.

Table heading explanations:

  • Initial Charge: Initial charges are up front charges applied by the product provider on your investment.
  • Initial Rebate: This is the amount that WealthMe is rebating back to your investment in form of extra shares or a reduction on the providers initial charges. It may also include loyalty bonus and/or early bird discount, which are paid out of your products Initial Charges. This amount will be pre-WealthMe arrangement fee.
  • WealthMe Arrangement fee: Our arrangement fee can be paid separately by you or from your investment by the product provider. If you decide not to pay us separately then please be aware that your Initial Rebate will be reduced accordingly.
  • Our Fee: All the products we offer in our ITS section, we charge a 1% initial arrangement fee for all investments below £100,000 and a 0.75% initial arrangement fee for all investments above £100,000.
  • PLUS if the product provider pays any annual trail commission, usually at a rate of 0.5% of the value of the investment. Any trail commission we receive will be paid to the recipient in January based on the amount received in the previous year subject to a 0.1% administration fee or a minimum fee of £25 pa, which ever is greater. All initial and trail rebates will be paid net of basic rate tax and are to be treated as taxable income by the recipient as stipulated by HMRC.

Example of WealthMe Arrangement fee:

  • If you invest £10,000, our fee will be 1%, therefore the monetary amount will be £100. 
  • If you invest £100,000, our fee will be 0.75%, therefore the monetary amount will be £750. 

Free ITS Guide

Download our free & comprehensive guide to ITSs.
All investment decisions must be made solely on the fund's prospectus.

Octopus
Rockpool
Downing
Foresight

Fund title: Downing AIM Estate Planning Service

Overview

Obtain full IHT relief after only two years by owning a portfolio of AIM quoted shares. Our strategy should enable investors to maintain control of their assets (no need for trusts or to gift assets to obtain IHT relief) and to withdraw funds from their portfolio at any time, subject to liquidity.

*Initial Rebate - Total initial rebate of 2% - However this will reduce if our WealthMe arrangement fee is paid by the product provider, PLUS annual train commission of 0.5% of the values of the investment less a WealthMe 0.1% pa administration fee or a minimum fee of £25 pa, which ever is greater.

If applicable we will ask the product provider to reinvest any initial or trail commission back into your plan. This will be either in the form of a reduction in their charges or an enhancement of additional shares. However if this cannot be facilitated, they will pay any initial or trail commission to WealthMe. We will then pay any surplus initial commission immediately back to the recipient. Any trail commission we receive will be paid to the recipient in January based on the amount received in the previous year subject to a 0.1% administration fee or a minimum fee of £25 pa, which ever is greater. All initial and trail rebates will be paid net of basic rate tax and are to be treated as taxable income by the recipient as stipulated by HMRC.

Fund type:

New Fund

Miniumum investment

£50,000

Initial Charges

5.5%

WealthMe Arrangement Fee

1%

Expected Close date

Evergreen

Funds Raised and sought

TBA of TBA

Initial Discount

2.00%


Important Information
The information given here has been taken from the product terms and conditions, brochure, and other literature available from the product provider. However, no guarantee can be made to the accuracy of the information. You should therefore satisfy yourself as to the full terms and risks of any investment by reference to the relevant materials provided by the product provider. In the unlikely event of any discrepancy between the information shown here and that provided in the provider literature, the product literature shall prevail. All investment involves risk and you could lose some or all of the money you invest.