How to apply for this VCT

  1. Click on the Download pack button below to obtain all relevant literature.
  2. Read all the literature provided in full, ensuring you’re happy to proceed.
  3. Write a cheque made payable to the provider. Post it along with the completed documents and two valid forms of ID, to: WealthMe, PO Box 362, Burgess Hill, West Sussex, RH15 5BH.

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All investment decisions must be made solely on the fund's prospectus.

Fund title: Downing Four VCT - Healthcare


Downing FOUR Healthcare Share Class aims to provide attractive returns to investors by investing in a portfolio of healthcare companies, while taking advantage of VCT tax reliefs.

The focus will be on development and expansion funding for innovative healthcare and biomedical businesses.

*Rebate - Total 2.75% - ie Initial commission rebate of 2%, plus up to max 1.25% (ie 0.25% X 5 years) trail commission which is dependent on the investment being kept for the full term. However, the initial WealthMe Arrangement Fee of 0.5% is paid by the product provider from your Initial commission or it can be paid by the investor separately.

Please note Eraly Bird offer - 1% reduction in initial fee for lump sum investments only. The early bird offer will reduce in tranches of 0.1% every week (e.g. 0.9% reduction in costs from 29 December 2018 to 4 January 2019) until 2 March 2019, after which the offer will end. If you’d like to see the full details of the offer, please refer to the first page of the prospectus.

If applicable we will ask the product provider to reinvest any initial or trail commission back into your plan. This will be either in the form of a reduction in their charges or an enhancement of additional shares. However if this cannot be facilitated, they will pay any initial or trail commission to WealthMe. We will then pay any surplus initial commission immediately back to the recipient. Any trail commission we receive will be paid to the recipient in January based on the amount received in the previous year (subject to a £10 administration fee). All initial and trail rebates will be paid net of basic rate tax and are to be treated as taxable income by the recipient as stipulated by HMRC.

Fund type:

New Fund

Miniumum investment


Initial Charges


WealthMe Arrangement Fee


Expected Close date


Funds Raised and sought

£4m of £10.2m



Important Information
The information given here has been taken from the product terms and conditions, brochure, and other literature available from the product provider. However, no guarantee can be made to the accuracy of the information. You should therefore satisfy yourself as to the full terms and risks of any investment by reference to the relevant materials provided by the product provider. In the unlikely event of any discrepancy between the information shown here and that provided in the provider literature, the product literature shall prevail. All investment involves risk and you could lose some or all of the money you invest.