ITS Current Issues

How to invest in an Inheritance Tax Solution (ITS)

  1. To obtain more information and to download the various documents on each product, click on the "More information" button on the right.
  2. Press the 'Download Pack' button to download the literature.
  3. Once you have chosen the ITS(s) that you wish to apply for, complete all necessary forms in the 'Print and Sign' folder of your 'Download Pack'.
  4. Post the completed documents to: WealthMe, PO Box 362, Burgess Hill, West Sussex, RH15 5BH.

Table heading explanations:

  • Initial Charge: Initial charges are up front charges applied by the product provider on your investment.
  • Initial Rebate: This is the amount that WealthMe is rebating back to your investment in form of extra shares or a reduction on the providers initial charges. It may also include loyalty bonus and/or early bird discount, which are paid out of your products Initial Charges. This amount will be pre-WealthMe arrangement fee.
  • WealthMe Arrangement fee: Our arrangement fee can be paid separately by you or from your investment by the product provider. If you decide not to pay us separately then please be aware that your Initial Rebate will be reduced accordingly.
  • Our Fee: All the products we offer in our ITS section, we charge a 1% initial arrangement fee for all investments below £100,000 and a 0.75% initial arrangement fee for all investments above £100,000.
  • PLUS if the product provider pays any annual trail commission, usually at a rate of 0.5% of the value of the investment. Any trail commission we receive will be paid to the recipient in January based on the amount received in the previous year subject to a 0.1% administration fee or a minimum fee of £25 pa, which ever is greater. All initial and trail rebates will be paid net of basic rate tax and are to be treated as taxable income by the recipient as stipulated by HMRC.

Example of WealthMe Arrangement fee:

  • If you invest £10,000, our fee will be 1%, therefore the monetary amount will be £100. 

  • If you invest £100,000, our fee will be 0.75%, therefore the monetary amount will be £750. 

For full details on the rebates and charges of each product please click "More Info". 

We have recently reduced our fees for these products and we are changing all the documentation on our site. If you are interested in any of these then please call us 1st to ensure you have the most up to date documents.

Free ITS Guide

Download our free & comprehensive guide to ITSs.
All investment decisions must be made solely on the fund's prospectus.

Octopus
Rockpool
Downing
Foresight

ISA - Inheritance Tax Solutions
Name
Min investment
Close date
Sector
Investment type
Funds Raised Funds Sought Total Target return
Annual Target Return
Initial charge
Annual Mgt. Charge
Admin fee
Initial Dealing Fee
Exit Dealing Fee
Annual Performance Fee
Annual Performance Hurdle
Wealthme Arrangement Fee Initial Charge Rebate
Annual Rebate
More Info.
Downing AIM ISA
£15,240
Evergreen

TBA
TBA
n/a
n/a
5.5
2%
n/a
n/a
n/a
n/a
n/a
1% 2%
0.5% pa
More Info.
Octopus AIM ISA
£15,240
Evergreen

TBA
TBA

1
2%+VAT

1%
1%

1%% 1%
0.5% pa
More Info.
Objective - Capital Preservation
Name
Min investment
Close date
Sector
Investment type
Funds Raised Funds Sought Total Target return
Annual Target Return
Initial charge
Annual Mgt. Charge
Admin fee
Initial Dealing Fee
Exit Dealing Fee
Annual Performance Fee
Annual Performance Hurdle
Wealthme Arrangement Fee Initial Charge Rebate
Annual Rebate
More Info.
Blackfinch Inheritance Tax Service
£25,000
N/A
Capital Preservation
Portfolio
£32M
TBA
4%
4%
2
0.5%
1.5%
1%
1%
n/a
4%
1% 2.5%
0
More Info.
Ingenious Estate Planning IEP Classic
£50,000
Evergreen
TBA
TBA
TBA
TBA
TBA
TBA
4
1%
1%
1%
1%
TBA
1% 2.5%
0%
More Info.
Mariana Estate Planning Solution – BPR IHT
£25,000
N/A

N/A
N/A
4%
4%
5
0.75%
1.25%
0%
1%
N/A
N/A
1% 2.5%
0
More Info.
Objective - Care Planning
Name
Min investment
Close date
Sector
Investment type
Funds Raised Funds Sought Total Target return
Annual Target Return
Initial charge
Annual Mgt. Charge
Admin fee
Initial Dealing Fee
Exit Dealing Fee
Annual Performance Fee
Annual Performance Hurdle
Wealthme Arrangement Fee Initial Charge Rebate
Annual Rebate
More Info.
Ingenious Estate Planning IEP Care
£50,000
Evergreen
TBA
TBA
TAB

4.5
2%
1%
1%
1%

1% 2.5%
0%
More Info.
Objective - Capital Growth (higher risk)
Name
Min investment
Close date
Sector
Investment type
Funds Raised Funds Sought Total Target return
Annual Target Return
Initial charge
Annual Mgt. Charge
Admin fee
Initial Dealing Fee
Exit Dealing Fee
Annual Performance Fee
Annual Performance Hurdle
Wealthme Arrangement Fee Initial Charge Rebate
Annual Rebate
More Info.
Downing AIM Estate Planning Service
£50,000
Evergreen

TBA
TBA
n/a
n/a
5.5
2%
n/a
n/a
n/a

n/a
1% 2%
0.5% pa
More Info.
Downing Estate Planning Service
£50,000
Evergreen

TBA
TBA
4%
4%
4
2%
0
n/a
n/a
0
n/a
1% 2%
0.5% pa
More Info.
Ingenious Estate Planning - IEP Private
£250,000
Evergreen

TBA
TBA

4.5
1%
0.25%
1%
1%

1% 2.5%
0%
More Info.
Octopus AIM ITS
£25,000
Evergreen

TBA
TBA

5
2%+VAT
TBA
1%
1%

1% 2.5%
0.5% pa
More Info.
Not available on Execution Only basis - Please call us if you wish to arrange any of the following.
Name
Min investment
Close date
Sector
Investment type
Funds Raised Funds Sought Total Target return
Annual Target Return
Initial charge
Annual Mgt. Charge
Admin fee
Initial Dealing Fee
Exit Dealing Fee
Annual Performance Fee
Annual Performance Hurdle
Wealthme Arrangement Fee Initial Charge Rebate
Annual Rebate
More Info.
Foresight Inheritance Tax Solution
£25,000
Evergreen

£100m
TBA

3.5%
2.5
1%
0.7%
0.5% - 1.5%
TBA
TBA
TBA
TBA% 0%
0%
More Info.
Octopus ITS
£25,000
Evergreen

TBA
TBA

5.5
1%+VAT
TBA
1%
1%

1% 2.5%
0.5% pa
More Info.
Rockpool Managed Inheritance Tax Service
£50,000
Evergreen

£32m
0
TBA
TBA
0.5
0%
TBA
TBA
TBA
TBA
TBA
TBA% 0%
0
More Info.
Time Advance
£25,000
Evergreen

TBA
TBA

3.5%
2.5
0.75%+VAT
TBA
1%

TBA% 0%
0
More Info.
Time AIM
£25,000
Evergreen

TBA
TBA

1
0.8%+VAT
TBA
1%
1%

TBA% 0%
0
More Info.
Triplepoint Estate Planning Service
£50,000
Evergreen

TBA
TBA
TBA
1.5% - 2.5%
2.5
1.5%
TBA
TBA
1%
20%
5%
TBA% 0%
0%
More Info.



The Investment Process